SAQA All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.
SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD: 

Plan and manage personal finances 
SAQA US ID UNIT STANDARD TITLE
15092  Plan and manage personal finances 
ORIGINATOR
SGB Life Skills 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 07 - Human and Social Studies People/Human-Centred Development 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
ABET Level 4  Regular-Fundamental  Level 1  NQF Level 01 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Reregistered  2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit standard is for any learner who needs to understand the world of money in order to manage personal finances. It will help learners to actively plan and manage their own financial well-being by taking into account risks and safety measures. This unit standard will also help to develop a learner`s understanding of his/her own income and expenditure patterns. The learner will be able to plan short and long term financial commitments and how to budget for them.

A learner credited with this unit standard is able to:
  • Explain the importance of managing personal finances
  • Set personal financial goals
  • Identify ways to achieve personal financial goals
  • Develop a personal and/or family budget

    This unit standard will contribute to the full development of the learner by developing planning skills for own financial well- being as well as providing recognition, further mobility and portability of skills within society.

    This unit standard may be used a core or elective within a GETC or any vocationally based qualification. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    Description of required skills:
  • Fundamental communication skills at ABET level 3.
  • Fundamental numeracy skills at ABET level 3. 

  • UNIT STANDARD RANGE 
    N/A 

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Explain the importance of managing personal finances. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Socio-economic circumstances in South Africa are explained in order to understand the impact on one's financial situation. 

    ASSESSMENT CRITERION 2 
    2. The consequences of not having a good credit rating are explained in relation to financing credit related purchases. 

    ASSESSMENT CRITERION 3 
    3. The risks, pitfalls, limitations and unforeseen events that affect a budget are identified to understand the consequences of poor financial planning. 

    SPECIFIC OUTCOME 2 
    Set personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The difference between "wants" and "needs" is explained by providing examples from personal experience. 
    ASSESSMENT CRITERION RANGE 
    Needs may include things required for survival. Wants refer to extras that are nice to have.
     

    ASSESSMENT CRITERION 2 
    2. Personal wants and needs are identified and listed to set personal financial goals. 

    ASSESSMENT CRITERION 3 
    3. Personal goals are planned and recorded in order to meet own or family needs or wants. 
    ASSESSMENT CRITERION RANGE 
    Goals may include short, medium and long-term goals.
     

    SPECIFIC OUTCOME 3 
    Identify ways to achieve personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Basic financial terminology is explained with examples. 
    ASSESSMENT CRITERION RANGE 
    These terms may include but are not limited to: hire purchase agreements, savings account, cheque account, transmission account, mortgage loan, credit, debit, interest.
     

    ASSESSMENT CRITERION 2 
    2. Formal financial institutions and their services are described in order to make an informed choice of which service to use. 
    ASSESSMENT CRITERION RANGE 
    Formal financial institutions may refer to banks, micro-financial institutions, and building societies.
     

    ASSESSMENT CRITERION 3 
    3. Informal financial institutions and their services are described and explained in terms of advantages and disadvantages so that an informed choice can be made. 
    ASSESSMENT CRITERION RANGE 
    Informal financial institutions may refer to friends, family, "stokvel", "loan sharks", burial societies, pyramid schemes and other informal lending schemes.
     

    ASSESSMENT CRITERION 4 
    4. Ways to save money using various financial options are listed in terms of personal priorities and long-term financial stability. 

    ASSESSMENT CRITERION 5 
    5. Ways to generate extra money to supplement personal income are identified to achieve goals. 
    ASSESSMENT CRITERION RANGE 
    These ways may include working overtime, taking on extra jobs, starting a small, home-based business, investments, lending money.
     

    SPECIFIC OUTCOME 4 
    Develop a personal and/or family budget. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Items on a personal and/or family budget are listed including income and expenses for a period of three months. 
    ASSESSMENT CRITERION RANGE 
    Income may include salaries, income from extra jobs or home-based businesses, investment profits, dividends from stock.
    Expenses may include essential and non-essential expenses based on needs and wants.
     

    ASSESSMENT CRITERION 2 
    2. Items on a personal and/or family budget are prioritised to determine potential expenditure. 

    ASSESSMENT CRITERION 3 
    3. The budget is written down to meet financial needs and responsibilities and to provide surplus cash for emergency expenses. 

    ASSESSMENT CRITERION 4 
    4. Ways to continuously check personal and/or family expenses and income are explored and described to keep budget on track. 

    ASSESSMENT CRITERION 5 
    5. A plan to adjust income and expenses is chosen to keep budget on track. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    Assessment of this Unit Standard should be contextual and practical as far as possible.
  • Assessors must be registered assessors with the appropriate ETQA.
  • Assessors, accredited by the appropriate ETQA, will assess a learner`s competency.
  • Moderators must be registered as assessors with the appropriate ETQA, or with an ETQA that has a Memorandum of Understanding with the appropriate ETQA.
  • Moderation should include both internal and external moderation where applicable.
  • Training providers must be accredited by the appropriate ETQA.
  • Accreditation and moderation mechanisms and requirements must meet the requirements of SAQA ensuring that the processes that are followed are transparent, affordable and support the development of the NQF. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    The following developmental outcomes are addressed in this unit standard:

    1. The learner is able to explore opportunities and learn more effectively by understanding the impact of income and expenditure on personal or family budgets.
    2. The learner is able to participate as a responsible citizen in the life of local communities when evaluating budgets of individuals in the local community or at a place of work. 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    The learner is able to identify and solve problems by developing a plan to monitor personal and/or family expenditure. 

    UNIT STANDARD CCFO WORKING 
    The learner is able to work effectively with others as a member of a team, group, organisation or community by planning and evaluating a personal and/or family budget. 

    UNIT STANDARD CCFO ORGANISING 
    The learner is able to organise and manage him/herself and his/her activities responsibly and effectively by planning and evaluating a personal or family budget. 

    UNIT STANDARD CCFO COLLECTING 
    The learner is able to collect, analyse, organise and critically evaluate information by investigating various options to borrow or lend money from formal or informal financial institutions. 

    UNIT STANDARD CCFO COMMUNICATING 
    The learner is able to communicate effectively by using mathematical and/or language skills in the modes of oral and/or written presentations by communicating realistic goals to plan for essential expenses and personal or family needs and responsibilities. 

    UNIT STANDARD CCFO DEMONSTRATING 
    The learner is able to demonstrate an understanding of the world as a set of related systems by recognising the risks and pitfalls as well as advantages of using formal and informal financial institutions and their services. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    N/A 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Core  71751   General Education and Training Certificate: Adult Basic Education and Training  Level 1  NQF Level 01  Reregistered  2021-06-30  As per Learning Programmes recorded against this Qual 
    Core  73249   General Education and Training Certificate: Adult Basic Education and Training: Academic Curriculum  Level 1  NQF Level 01  Reregistered  2021-06-30  UMALUSI 
    Core  57829   General Education and Training Certificate: Grain Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  65969   General Education and Training Certificate: Human Settlements Development  Level 1  NQF Level 01  Reregistered  2023-06-30  CETA 
    Core  49583   General Education and Training Certificate: Poultry Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49580   General Education and Training Certificate: Poultry Production  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49082   GETC: Wood Products Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  48642   General Education and Training Certificate Housing: Housing Consumer Education  Level 1  NQF Level 01  Passed the End Date -
    Status was "Reregistered" 
    2009-05-13  Was CETA until Last Date for Achievement 
    Elective  49606   General Education and Training Certificate: Ancillary Health Care  Level 1  NQF Level 01  Reregistered  2023-06-30  HW SETA 
    Elective  50584   General Education and Training Certificate: Clothing Manufacturing Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  58026   General Education and Training Certificate: Food and Beverage Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FOODBEV 
    Elective  20183   National Certificate: Banking  Level 2  NQF Level 02  Passed the End Date -
    Status was "Reregistered" 
    2015-06-30  BANKSETA 
    Elective  24198   National Certificate: Construction Material Manufacturing  Level 2  NQF Level 02  Reregistered  2023-06-30  CETA 
    Elective  58268   National Certificate: Lift Installation and Maintenance  Level 2  NQF Level 02  Reregistered  2023-06-30  MERSETA 
    Elective  59389   National Certificate: Nature Conservation: Resource Guardianship  Level 2  NQF Level 02  Reregistered  2023-06-30  CATHSSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. African Dream Campus 
    2. African Duchess Coutore solutions (Pty) Ltd 
    3. AGB Finance 
    4. AL Development Services cc 
    5. Aldabri 106 (Pty) Ltd 
    6. Amagema Development Consultants cc 
    7. Amos / Kgaphamadi Community Organisation 
    8. Apparel Component Manufacturers Pty Ltd 
    9. Aranda Learnership College (Pty) Ltd 
    10. Aranda Textile Mills Pty Ltd 
    11. Asilon Trading Enterprise 
    12. Assured Vocational Skills Institute (Pty) Ltd 
    13. Avad Projects (Pty) Ltd 
    14. Babina Tlou Trading and Projects 001 
    15. Bakgoni Empowerment Centre (Pty) Ltd 
    16. Balemi Consulting Pty Ltd 
    17. Beaches Clothing Cc 
    18. Becoz Empire Multi-Choice and Trading Primary Co-operative Limited 
    19. Better beginning trading and projects pty ltd 
    20. Big Tree Group (Pty) Ltd 
    21. Bokamoso Competence (Pty) Ltd 
    22. Boland College Head Office 
    23. Bonenhle Investments 
    24. Bosasa Youth Development Centres (Pty) Ltd 
    25. Bright Future General Trading and Projects (Pty) Ltd 
    26. Brightness Fashion and Design Academy cc 
    27. Broadway Sky Trading 
    28. Caileeteez Enterprises (Pty) Ltd 
    29. CANDYS UNLIMITED COLLECTION Pty Ltd 
    30. CAPE COLLEGE 
    31. Cape Town Workbased Learning Academy 
    32. Capricorn FET College - Central Office 
    33. Capricorn TVET College 
    34. CAROLINE'S FASHION ENTERPRISE 
    35. Cebelihle (Pty) Ltd 
    36. Chamonix Consulting (Pty) Ltd 
    37. Changing Women 
    38. Chep Sa Pty Ltd 
    39. Chippa Training Academy (Pty) Ltd 
    40. Coastal Kzn F.E.T. College - Swinton Road Campus 
    41. College of Sustainable Agriculture 
    42. College of Vocational Studies (Pty) Ltd 
    43. Contra-Lit Pty Ltd 
    44. Cre8tion Projects 6 PTY LTD 
    45. CRG Group (Pty) Ltd 
    46. D Z D TRADING AND PROJECTS 24 
    47. Dieketseng Training Centre 
    48. Dinaka Business Management & Consulting 
    49. Dlabane Investment Holdings (Pty) Ltd 
    50. Do It Again Academy (Pty) Ltd 
    51. Ebotse Development and Training Centre 
    52. Eddels Shoes Pty Ltd 
    53. Edutel Wholesale & Retail Academy 
    54. Egsibit Training and Development 
    55. Ehlanzeni TVET College 
    56. Ekurhuleni Artisans & Skills Training Centre (Pty) Ltd 
    57. Eldonai School of Fashion (Pty) Ltd 
    58. Elimofo Trading& Projects 
    59. Emfundisweni Skills Development & Resource Centre (Pty) Ltd 
    60. ENB Training Service(PTY)Ltd 
    61. Enjo Consultants 
    62. Ergonomic Construction and Managed Disability Projects 
    63. ES Training Services (Pty) Ltd 
    64. Esethu Manufacturing, Packaging, Printing & Design (Pty) Ltd 
    65. Eshet Chayil Concepts (Pty) Ltd 
    66. Eskilz College (Pty) Ltd 
    67. Ethicae Juridico Consulting (Pty) Ltd 
    68. Ezandleni-Ezethu Trading (Pty) Ltd 
    69. Faithworks Development Consultants (Pty) Ltd 
    70. Fezile Fashion Skills Academy (Pty) Ltd 
    71. Firstrand Bank - Benmore 
    72. Flavious Mareka TVET College 
    73. Forthwawe Business Centre 
    74. Fundakahle Multi-Purpose Co-operative Limited 
    75. Furniture World Training Centre 
    76. Future Discovery Training Academy CC 
    77. Future Dynamics Learning 
    78. Futuretech Campus (Pty) Ltd 
    79. G10 Projects and Designs 
    80. Gauteng City College 
    81. Gia Development Trades 
    82. Glicam Trading Enterprise 
    83. GNBR Solutions (Pty) Ltd 
    84. Golden Ratio College 
    85. GPR Training Academy (Pty) Ltd 
    86. Grandstar Projects 
    87. Green Earth Training & Development (Pty) Ltd 
    88. Green Enviro & Projects (Pty)Ltd 
    89. Greenrim Training 
    90. Guest Resource Services (Pty) Ltd 
    91. Gufferty Consulting 
    92. HHO Enterprise 
    93. HLUVUKA TRAINING AND CONSULTING 
    94. Hoseah Training and Manufacturing NPC 
    95. HPS ACADEMY (PTY) LTD 
    96. Hybrid Dynamics 
    97. I Care Resource Centre 
    98. IALE School of Advance Learning and Education (Pty) Ltd 
    99. Ideal Method Trading & Projects 
    100. Ilitha Labantu 
    101. Imbeleko Community Development Projects 
    102. Imbewu Development Institute (Pty) Ltd 
    103. Impangela Trading 
    104. Impela Trading cc 
    105. In Time Industrial (Pty) Ltd 
    106. Injiya Trading and Projects 
    107. Inter-Coastal Business & Property Services cc 
    108. INTERMASIKO CC 
    109. Intselelo Community & Development Institute NPC 
    110. Intuthuko Yesizwe Community Organisation 
    111. Inyapa Vhusiku Consulting Pty Ltd 
    112. Inyathi Visions 
    113. IQ Skills Academy (PTY) LTD. 
    114. Ithala Lezemfundo (Pty) Ltd 
    115. Ithemba Lomphakathi Community Organisation 
    116. Ithuteng Learning Academy & Projects (Pty) Ltd 
    117. Ivulandlela (Pty) Ltd 
    118. Izintombizekhethelo (Pty) Ltd 
    119. JED Skills Academy 
    120. Jeppe College of Commerce and Computer Studies 
    121. Jumpstart Training Institute (Pty) Ltd 
    122. kagisho Business Concepts (Pty) Ltd 
    123. Khosi JS Designs (Pty) Ltd 
    124. Khululekani Training Centre 
    125. Kingdom Varsity College (Pty) Ltd 
    126. Knoop Academy NPC 
    127. Kotton Wear (Pty) Ltd 
    128. Kudis Designs and Supply 
    129. Kusabelele Investments 
    130. KWEM Management Solutions 
    131. Leap Projects 
    132. Lembede Investment Holdings (Pty) Ltd 
    133. Lesiphosethu Clothing Manufacturing & Training (Pty) Ltd 
    134. Letaba TVET College 
    135. LFS DESIGNS 
    136. Liger Property (Pty) Ltd 
    137. Lilunzo Creations 
    138. Lisakhanya Skills Development Consultants (Pty) Ltd 
    139. LLSM (Pty) Ltd 
    140. Longata Consultant 
    141. Lucky Neo (Pty) Ltd 
    142. Lungile Mchunu Consultancy (Pty) Ltd 
    143. Lusama Developmental Agency Projects 
    144. Lwaziphezinhle (Pty) Ltd 
    145. Maab Training Management ( Pty) Ltd 
    146. Maboko Skill Development & Projects 
    147. Majuba TVET College 
    148. Makhendama Legacy (Pty) Ltd 
    149. Malkai Devrani Holding (PTY) Ltd 
    150. Maluti TVET College 
    151. Masonite Africa Ltd 
    152. Master Patterns by Rona 
    153. Matatiele Fashion Design Academy (Pty) Ltd 
    154. MATHOSIM TRIMMING AND UPHOLSTERY 
    155. Matotomana Training & Gen Trading 
    156. Mavco Engineering (Pty) Ltd 
    157. Maxlen Holdings (Pty) Ltd 
    158. Mberwana Trading Enterprise 
    159. Mbova Multi Services cc 
    160. Melenial Media (Pty) Ltd 
    161. MFISA 
    162. Mgadaveni Training Projects (Pty) Ltd 
    163. Mgomakati Solutions (Pty) Ltd 
    164. MGS Gcaba Contracting & Trading cc 
    165. MICROMATICA 384 (PTY) LTD 
    166. Microzone Trading 747 
    167. Mlasimbi Catering Primary Co-operative Limited 
    168. MMBG Trading & Consulting 
    169. Mnambithi TVET College 
    170. Morito Diphateng Projects & Services 
    171. Motheo FET College - Central Office 
    172. Mphahle Consultancy (Pty) Ltd 
    173. Mposa Institute For Dairy Technology 
    174. Mugazi Consultancy cc 
    175. Mvelo Consultant 
    176. Mwanga Training & Consulting (Pty) Ltd 
    177. Nchuncheko Holdings (Pty) Ltd 
    178. NDIMASE TRADING 
    179. Ndwamato Training Solutions (Pty) Ltd 
    180. Nedbank Ltd 
    181. Neeruam Fashion Wear (Pty) Ltd 
    182. NELLY-SGUEEJE TRADING 
    183. New Business Initiative Management Consultancy 
    184. NEW HEIGHTS 1082 PTY LTD 
    185. Ngaphakathi Investments 
    186. Ngcebo Consulting (Pty) Ltd 
    187. Nguni Shades SA School of Fashion 
    188. Nikwe Trading (Pty) Ltd 
    189. NOFESA cc 
    190. NokushoM Consultancy & Trading (Pty) Ltd 
    191. Nolwazi Dev Centre (Pty) Ltd 
    192. Nomzumbe Trading & Projects (Pty) Ltd 
    193. Northlink College - Protea Campus 
    194. Nosino Projects (Pty) Ltd 
    195. Nqoba Lift Consultants T/A Nqoba Training (ORMONDE) (TP) 
    196. Nqothu Projects (PTY) LTD 
    197. NSA MultiServicers cc T/A Riverport SHE Training Academy (GONUBIE) (TP) 
    198. NSJ Agricultural Farming And Multipurpose 
    199. Nteko Investments 
    200. Ntuthuko Projects & Services 
    201. Nurtured Minds Trading (Pty) Ltd 
    202. Operational Process Improvements (Pty) Ltd 
    203. OTIS (PTY) LTD (Wadeville)(TP) 
    204. OTP 
    205. Oyama Kulwazi Training & Consulting (Pty) Ltd 
    206. P&R Development and Training (Pty) Ltd 
    207. Penny Lane Fashion School (Pty) Ltd 
    208. Pesac Professional Training (Pty) Ltd 
    209. Phala Projects cc 
    210. Phetho Concepts (Pty) Ltd 
    211. Phumazeth Training Academy (Pty) Ltd 
    212. Pinus Tech Technologies Trading and Projects 
    213. PMV Destiny Skills Training and Development (Pty) Ltd 
    214. Positive Thinking Consultants CC 
    215. Practice Makes Perfect Training Centre 
    216. Prempie Business Solutions (Pty) Ltd 
    217. Prispiri (Pty) Ltd 
    218. Qualfurn Training & Projects 
    219. Rally Business Consulting PTY LTD 
    220. Re Tshepeng Holdings 
    221. RUBICON COMMUNICATIONS 
    222. Russel Meaker cc 
    223. Safe Heavens Properties (Pty) Ltd 
    224. Sarva Dharma Ashram 
    225. SBJ Shadikamang Agriculture 
    226. Scientific Roets (Pty) Ltd 
    227. Sea Harvest Corporation (Pty) Ltd 
    228. Seacrest Investments 156 (Pty) Ltd 
    229. Sedibeng TVET College 
    230. Sefudi Business Solutions 
    231. Sekhukhune FET College - Central Office 
    232. Sesamkelokuhle Trading Enterprise (Pty) Ltd 
    233. Sew Africa Training Centre 
    234. SEWAFRICA Marketing (Pty) Ltd 
    235. SHEET PLASTIC MARKETING CC 
    236. Sheet Plastic Pty Ltd 
    237. Shiloh Ministries, International Faith Based Organisation 
    238. Silver Falls Scientific 
    239. Sisiziwe Training Centre Co-operative 
    240. Sithethi G (Pty) Ltd 
    241. Siyahumelela Training Academy 
    242. SIYAYA SKILLS INSTITUTE EASTERN CAPE 
    243. Skills for All (POTCHEFSTROOM) (TP) 
    244. Snyawunywu Poultry Farming (Pty) Ltd 
    245. Solar Salt 
    246. Somvi Catering & General Services cc 
    247. Souls 4 Life Trading (Pty) Ltd 
    248. South Africa Advanced Skills Institute (Pty) Ltd 
    249. South African Advanced Skills Institute 
    250. South Cape Public FET College - George Campus 
    251. SPLS Consultants (Pty) Ltd 
    252. Striving Mind Trading & Projects 
    253. STUDIO 05 HOUSE OF FASHION 
    254. SW Skills Wise (Pty) Ltd 
    255. T Mdlatu Trading Enterprise cc 
    256. Talent for Sewing 
    257. TBL Empowerment Hub 
    258. ThabileTrade 1054 cc 
    259. THANDEKA VOCATIONAL EDUCATION TRUST (PTY) LTD 
    260. The Brokers Learning Centre 
    261. The Diepsloot Foundation 
    262. The Finishing College (Pty) Ltd 
    263. The Institute of Fashion and Garment Technology (Pty) Ltd 
    264. The New Look 
    265. The Tailor Shop School of Tailoring and Dress Design Training Centre (Pty) Ltd 
    266. Thitha Training and Development Services 
    267. Thuto Mfundo Adult Education Centre 
    268. TIBZA Consulting (Pty) Ltd 
    269. Tidlobi Developmental Activities NPC 
    270. Tirhani SkillsTraining Pty Ltd 
    271. Tiro Training & Skill Centre (Pty) Ltd 
    272. Tlhole Foundation (PTY) LTD 
    273. TN Development Projects Management & Training (Pty) Ltd 
    274. TPN Training and Recruitment cc 
    275. Trade Call Investments Apparel (Pty) LTD 
    276. Trade Call Investments Apparel (Pty) Ltd (Mobeni) 
    277. Tripple R Training Provider 
    278. True Reflections Training and Development (Pty) Ltd 
    279. True Ruby Trading 1021 cc 
    280. TRY EASY ELECTRICAL SOLUTIONS 
    281. Tshwane North College 
    282. Ubuhle Bengcebo 
    283. Ukuhlengwa Trading cc 
    284. Umbuso Training Services 
    285. Umfolozi FET College 
    286. Umfolozi TVET College (Richards Bay) 
    287. Umgungundlovu FET College - Central Office 
    288. Umlozi Skills Centre (Pty) Ltd 
    289. Umnotho We Afrika Foundation NPC 
    290. Umunotho Wealth Management Pty Ltd 
    291. Value Added Reward (Pty) Ltd 
    292. Value at Hand (Pty) Ltd 
    293. VCK Training and Technical Services Pty Ltd 
    294. VEB CELE & Associates (Pty) Ltd 
    295. Veerosh Clothing (Pty) Ltd 
    296. Verge (Pty) Ltd 
    297. Vhembe TVET College 
    298. Vicmat Consultants 
    299. Vijay Bhagwan Consultancy and Solutions cc 
    300. VMMK Capital Investment (Pty) Ltd 
    301. VPK BUSINESS VENTURE C C 
    302. Vuthlari Marketing Consulting (Pty) Ltd 
    303. Warona Owethu Projects (Pty) Ltd 
    304. Wattville Community Learning College 
    305. Western Cape Clothing and Textiles Service Centre 
    306. Wilratty Consultants (Pty) Ltd 
    307. Womens Leadership & Empowerment Initiative 
    308. World Pace Development & Training Institute (Pty) Ltd 
    309. Xhamela Development Services 
    310. Yahweh Shammah Socio-Economic Development 
    311. Youth for Survival NPO 
    312. ZA GEAR 
    313. Zuzikhono Trading Pty Ltd 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.