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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD THAT HAS PASSED THE END DATE: 

Analyse psychological and psychiatric impairments and the associated impact on the assessment of risk 
SAQA US ID UNIT STANDARD TITLE
118006  Analyse psychological and psychiatric impairments and the associated impact on the assessment of risk 
ORIGINATOR
SGB Insurance and Investment 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 4  NQF Level 04  2 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Passed the End Date -
Status was "Reregistered" 		 2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit standard requires learners to have the background knowledge required to assess a long term medical risk. It will be useful for underwriters, life claims assessors, reinsurers, medical claims assessors who need to apply knowledge of the psychological and psychiatric impairments to assess long term risk.

The qualifying learner is capable of:
  • Interpreting medical terminology associated with psychological and psychiatric conditions.
  • Identifying the main psychiatric conditions and their impact on functioning.
  • Interpreting evidence related to psychological and psychiatric conditions.
  • Applying knowledge of psychological and psychiatric conditions to assess risk. 
    		•

    LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    There is open access to this unit standard. Learners should be competent in Communication and Mathematical Literacy at Level 3. 

    UNIT STANDARD RANGE 
    The typical scope of this unit standard is
  • The main conditions include, but are not limited to, depression, anxiety disorders, schizophrenia, bipolar disorders, post traumatic stress syndrome, panic disorders, dementia and substance abuse.
  • Evidence includes, but is not limited to, mini mental examination and neuropsychological reports.
  • Risk factors include, but are not limited to, medical, lifestyle, occupation and avocation risks. 
    		•

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Interpret medical terminology associated with psychological and psychiatric conditions. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    Common terminology used in psychological and psychiatric reports is explained with examples. 

    ASSESSMENT CRITERION 2 
    The concept of a psychological condition is explained with examples. 

    ASSESSMENT CRITERION 3 
    The concept of a psychiatric condition is explained with examples. 

    SPECIFIC OUTCOME 2 
    Identify the main psychiatric conditions and their impact on functioning. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The main psychiatric conditions are identified and an indication is given of the symptoms, treatment, prognosis and impairment related to each. 

    ASSESSMENT CRITERION 2 
    Factors that may influence the rate of recovery are identified for two different case studies. 

    SPECIFIC OUTCOME 3 
    Interpret evidence related to psychological and psychiatric conditions. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The purpose of the Medical State Examination is explained and an indication is given of how the results are used to determine the severity of a condition. 

    ASSESSMENT CRITERION 2 
    Medical evidence is interpreted in order to make an assessment decision and indication is given of when it is necessary to refer evidence to the next level of authority. 

    ASSESSMENT CRITERION 3 
    The consequences of wrong or inappropriate decisions in assessing long term risk are explained from the point of view of the underwriter, claims assessor, insurer and the client. 

    SPECIFIC OUTCOME 4 
    Apply knowledge of the psychological and psychiatric conditions to assess risk. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The risk factors in a psychological and psychiatric case study are analysed to determine the risk. 

    ASSESSMENT CRITERION 2 
    An assessment decision is substantiated using appropriate evidence. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    This Unit Standard will be internally assessed by the provider and moderated by a moderator registered by a relevant accredited ETQA or an ETQA that has a Memorandum of Understanding with the relevant accredited ETQA. 

    UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    N/A 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    Learners are able to identify and solve problems and make decisions in assessing a long term risk. 

    UNIT STANDARD CCFO WORKING 
    Learners are able to work effectively with others as a member of a team, group or organisation in knowing when to refer evidence to the next level of authority. 

    UNIT STANDARD CCFO COLLECTING 
    Learners are able to collect, organise and critically evaluate information in identifying and interpreting medical evidence. 

    UNIT STANDARD CCFO COMMUNICATING 
    Learners are able to communicate effectively in substantiating an assessment decision. 

    UNIT STANDARD CCFO SCIENCE 
    Learners are able to use science and technology effectively in using a computer system to access information and assess a risk. 

    UNIT STANDARD CCFO DEMONSTRATING 
    Learners are able to demonstrate an understanding of the world as a set of related systems in understanding the consequences of wrong or inappropriate assessment decisions and explaining the symptoms, treatment prognosis and impairment related to selected medical conditions. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    N/A 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Core  49529   Further Education and Training Certificate: Long-Term Risk Assessment  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2023-06-30  INSETA 
    Elective  49356   Further Education and Training Certificate: Medical Claims Assessing  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2023-06-30  INSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    NONE 


    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.