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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED QUALIFICATION THAT HAS PASSED THE END DATE: 

National Certificate: Financial Services: Wealth Management 
SAQA QUAL ID QUALIFICATION TITLE
23973  National Certificate: Financial Services: Wealth Management 
ORIGINATOR
SGB Insurance and Investment 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY NQF SUB-FRAMEWORK
Was INSETA until Last Date for Achievement  OQSF - Occupational Qualifications Sub-framework 
QUALIFICATION TYPE FIELD SUBFIELD
National Certificate  Field 03 - Business, Commerce and Management Studies  Finance, Economics and Accounting 
ABET BAND MINIMUM CREDITS PRE-2009 NQF LEVEL NQF LEVEL QUAL CLASS
Undefined  120  Level 5  Level TBA: Pre-2009 was L5  Regular-Unit Stds Based 
REGISTRATION STATUS SAQA DECISION NUMBER REGISTRATION START DATE REGISTRATION END DATE
Passed the End Date -
Status was "Registered" 
SAQA 0249/03  2003-08-13  2006-08-13 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2007-08-13   2010-08-13  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This qualification is replaced by: 
Qual ID Qualification Title Pre-2009 NQF Level NQF Level Min Credits Replacement Status
57608  National Certificate: Wealth Management  Level 5  Level TBA: Pre-2009 was L5  120  Complete 

PURPOSE AND RATIONALE OF THE QUALIFICATION 
The purpose of the Qualification is to build the knowledge and skills required by employees in Wealth Management who have achieved a Qualification equivalent to NQF Level 4 in a Financial Services related field and are ready to study at Level 5. It is intended to empower learners to acquire knowledge, skills, attitudes and values required to operate ethically and responsibly as financial advisors, planners or intermediaries and to respond to the challenges of the economic environment and changing nature of the Financial Services industry. It should add value to the qualifying learner in terms of enrichment of the person, status, licensing and recognition.

As a Qualification in Wealth Management, it provides a framework for learners to develop competencies related to the Long Term Insurance Sub-Sector, which includes Life Benefits, Healthcare Benefits Administration and Employee Benefits, as well as the Investment and Unit Trust Sub-Sector. It provides a balanced learning experience that allows flexible access to life long learning, and to productive employment in Wealth Management, Unit Trust Investment and Long Term Insurance. It provides an opportunity for learners to learn and apply academic skills in relation to the workplace and will allow for multi-skilling. The Qualification is structured in such a way that it exposes learners to different kinds of investments with a view to enabling them to make an informed recommendation involving Financial Investments, Wealth Creation and Wealth Management. It is anticipated that this Qualification will promote the notion of life long learning.

Rationale for the qualification:

The National Certificate in Financial Services: Wealth Management: NQF Level 5 is designed to meet the needs of learners in a variety of positions in the Financial Services industry. It aims to develop informed and skilled learners in Wealth Management, which combines long term insurance, unit trust investment and other aspects of investment and wealth creation and takes a holistic view of Wealth Management. It is intended for learners who:
  • Have attained the National Certificate in Long Term Insurance at NQF Level 4 and wish to continue on a path of life-long learning specialising in Wealth Management.
  • Have attained the National Certificate In Insurance: Long Term: NQF Level 4: Risk Assessment and wish to continue on a path of life-long learning specialising in Wealth Management.
  • Have attained the National Certificate in Unit Trust Investment at NQF Level 4 and wish to continue on a path of life-long learning specialising in Wealth Management.
  • Have worked in one of the sub-sectors of the Financial Services industry for many years, but have no formal Qualifications in their area of specialisation.
  • Wish to extend their range of skills and knowledge of the industry so that they can become knowledgeable workers in the industry.
  • Are in a learnership agreement with the Inseta.
  • Have recently taken up a position in Wealth Management.
  • Require a Level 5 Qualification for licensing purposes with the Financial Services Board (FSB)

    The National Certificate in Financial Services: Wealth Management: NQF Level 5, allows the individual to work towards a nationally recognised Qualification. It is flexible enough to accommodate both learners in formal education and learners already employed in the Financial Services Industry. The Qualification at this Level is the continuation of a career path that may have started in various sectors of the Financial Services industry. It is generic enough to allow maximum mobility within the industry. Skills, knowledge, values and attitudes reflected in the Qualification are building blocks that will be developed further at Level 6. The intention is:
  • To promote the development of knowledge and skills that are required in Wealth Management and specifically for giving financial advice.
  • To release the potential of people.
  • To provide opportunities for people to move up the value chain.
  • To provide opportunities for lifelong learning for people who work in Wealth Management where there was previously a variety of short courses but no nationally registered Qualifications.

    Learners already employed in Wealth Management at this Level do work that requires wide ranging, specialised and technical skills and a broad knowledge base of the applicable legislation, economic principles and the Financial Services industry in general. As these employees in the Wealth Management sector are required to give financial advice, they require an informed understanding of the important terms, rules, concepts, principles and theories of Wealth Management. They operate in a variety of routine and non-routine contexts and have to select from a wide choice of standard and non-standard procedures.

    Work roles related to Wealth Management include but are not limited to:
  • Internal Broker Consultants
  • Financial Services Call Centre Agents
  • Personal Benefits Agents
  • Corporate Benefits Agents
  • Intermediaries
  • Client Service Providers
  • Service Agents
  • Product Developers
  • Sales and Marketing Agents
  • Life Administration Agents
  • Managers in the Unit Trust Sub-Sector
  • Retirement Fund Administrators
  • Financial Planners
  • Retirement Fund Administrators
  • Financial Planners
  • Brokers
  • Financial Advisors
  • Trust Fund Officers
  • Account Executives
  • Senior Managers
  • Back-up Brokers
  • Wealth Managers
  • Unit Trust Pricers
  • Compliance officers
  • Portfolio Managers
  • Liaison Fund Managers
  • Financial Consultants
  • Tax Planners
  • Attorneys
  • Financial Managers
  • Actuaries 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    Learners should be competent in Communication, Mathematical Literacy at NQF Level 4.

    It is also assumed that learners are competent in the Unit Standards that are included in at least one of the following Qualifications:
  • The National Certificate in Long Term Insurance: Level 4 or
  • The National Certificate in Unit Trust Investment: Level 4 or
  • The National Certificate In Insurance: Long Term: NQF Level 4: Risk Assessment.

    Recognition of Prior Learning:

    The National Certificate in Financial Services: Wealth Management: NQF Level 5 allows open access and may be achieved in part or in whole by Recognition of Prior Learning (RPL). Provision has been made for prior learning to be recognised if a learner is able to demonstrate competence in the knowledge, skills, values and attitudes implicit in this Qualification. Application for Recognition of Prior Learning (RPL) should be made to INSQA or a relevant accredited ETQA.
  • Recognition of Prior Learning (RPL) may allow for accelerated access to further learning.
  • Credit towards a Unit Standard is subject to quality assurance by INSQA or a relevant accredited ETQA and is conducted by a workplace assessor. 

  • RECOGNISE PREVIOUS LEARNING? 

    QUALIFICATION RULES 
    Motivation for number of credits assigned to Fundamental, Core and Elective Components

    Fundamental credits

    At Level 5 SAQA does not stipulate the credits that should be Fundamental to the Qualification. After wide consultation in the Financial Services industry it was agreed that there should be a common set of Unit Standards that are Fundamental to all Financial Services Qualifications at NQF Level 5 to allow for articulation and portability of Qualifications within the industry. The Unit Standards that are Fundamental in this Qualification are those agreed to at a meeting of the Financial Services Standards Generating Body (FSSGB) on 15 January 2003.

    Core

    Sixty-two credits have been allocated to Unit Standards designated as Core for the purpose of this Qualification. This is to ensure that the Qualification has a definite Wealth Management focus. They provide an opportunity to develop knowledge through research and the application of knowledge and study skills. The Core Unit Standards provide the knowledge, insight and skills required in Wealth Management. They also include Standards that introduce legislation that regulates Wealth Management in general such as:

    Demonstrate knowledge and understanding of the FAIS legislation.
    Demonstrate knowledge and understanding of the Finance Intelligence Centre Act, 38 of 2001 (FICA).

    Unit Standards dealing with legislation in insurance and investment Qualifications are pegged at NQF Level 4. This is because the Acts are accessible to learners who are competent in communication at NQF Level 3 and the cognitive complexity relating to understanding and interpreting the legislation is that of Level 4. The application of the legislation is included in the Unit Standards at NQF Level 5 wherever appropriate and learners are required to analyse and show insight into the application of legislation and regulatory aspects in the Level 5 Unit Standards.

    Electives

    The Unit Standards that may be selected as Electives in this Qualification provide for maximum flexibility and allow learners to achieve a Qualification that is relevant to the work that they do and to their chosen career paths.

    Learners are required to select electives that add up to at least 22 credits.

    The Financial Services industry is highly regulated. It is therefore essential that all learners select the Unit Standards that deal with the legislation that is appropriate to their chosen career path as electives. As indicated under Core, Unit Standards dealing with legislation in insurance and investment Qualifications are pegged at NQF Level 4.

    In addition, Unit Standards from Sales, Marketing, Management, Accounting, Call Centres, Business Ethics and other Financial Services related Sub-Sectors at Levels 5 and 6 may be included as Electives to ensure that the Qualification is relevant to people in different positions. Other Unit Standards at Level 5 will be developed if they are required. 

    EXIT LEVEL OUTCOMES 
    Qualifying learners should be capable of:
  • Understanding the Wealth Management operating environment as a system within the Financial Services sector.
  • Appling essential methods, procedures and techniques of the Financial Services industry within the legislated environment.
  • Using their knowledge to solve well-defined problems that are both routine in nature and/or unfamiliar, within a familiar context in order to propose a financial solution.
  • Adjusting the application of a solution within relevant parameters to meet the identified needs of, or changes to, the problem or operating context when proposing a financial solution.
  • Evaluating the proposed change using relevant evidence.
  • Gathering, analysing, synthesising and evaluating information.
  • Manipulating and interpreting financial data and identifying trends.
  • Presenting a Wealth Management solution using technological skills.
  • Communicating information coherently in writing and verbally, through reliably using the basic conventions of a financial discourse.
  • Presenting an informed argument on a current financial issue.
  • Showing insight into current affairs in the Financial Services sector.

    The learner is able to demonstrate ability to
  • Identify and solve well-defined problems of a routine and non-routine and unfamiliar nature within the context of Wealth Management in which responses show that responsible decisions have been made, adjust common solutions to meet changes in the problem and motivate the changes within own limit of authority.
  • Work effectively with others as a member of a team, group, organisation or community. As the Qualification is intended to be part of a learnership it is unlikely that the learner would work alone.
  • Organise and manage him/herself and his/her activities responsibly and effectively in that it is expected that the learner will be responsible for his/her own learning and for organising his/her own work allocated tasks responsibly in the work environment. S/he is required to complete research assignments timeously and to demonstrate insight into different aspects of Wealth Management.
  • Collect, organise and critically evaluate information. These competencies are built into the assessment criteria in many of the Unit Standards and the learner is required to do research projects and analyse information from the media.
  • Communicate effectively using visual, mathematics and language skills in the modes of oral and/or written presentations. These competencies are an integral part of all the Unit Standards and are built into the assessment criteria.
  • Use science and technology effectively and critically showing responsibility towards the environment and the health of others in that the Financial Services environment is technology driven and very few activities take place without the application of technology.
  • Demonstrate an understanding of the world as a set of related systems by recognising that problem-solving contexts do not exist in isolation in demonstrating insight into current affairs in the sector, understanding the consequences of non-compliance and the interrelationship between the various indicators and trends in the market.

    In addition this Qualification contributes to the full personal development of each learner and the social and economic development of the society at large, by making it the underlying intention of any programme of learning to make the individual aware of the importance of:
  • Reflecting on and exploring a variety of strategies to learn more effectively in order to become an informed worker in Short Term Insurance.
  • Being culturally and aesthetically sensitive across a range of social contexts in dealing with diverse people in the workplace including clients and co-workers. 

  • ASSOCIATED ASSESSMENT CRITERIA 
  • Proposed financial solutions are in line with licensing requirements, an agreed mandate, relevant service agreements and an organisation`s customer service policy.
  • The Wealth Management operating environment is explained as a system within the Financial Services sector and an indication is given of current issues and changes in the sector.
  • Essential methods, procedures and techniques of the Financial Services industry are applied within the legislated environment in order to propose a financial solution.
  • Well-defined problems both routine and unfamiliar within a familiar context are solved in order to propose a financial solution and where necessary applications of a solution are adjusted within relevant parameters to meet the identified needs or changes in the problem or operating context.
  • Proposed changes in a portfolio are evaluated using relevant evidence.
  • Information is gathered, analysed, synthesised and evaluated in order to present an argument on a current financial issue.
  • Financial data is manipulated and interpreted to identify trends.
  • A Wealth Management solution is presented using technological skills.
  • Information is communicated coherently using basic conventions of a financial discourse reliably in writing and verbally.

    Integrated Assessment:

    Assessment practices must be fair, transparent, valid and reliable and should ensure that no learner is disadvantaged. Learners who wish to be assessed against this standard should direct enquiries to the Insurance Sector Quality Authority, INSQA.

    The focus of assessment must be on the assessment of the learning outcomes rather than learning outputs. The Specific Outcomes guide the learning and training process towards the outcomes on a continuous basis. The purpose is to determine whether the outcomes have been attained. Situations should present a wide range of options. Applications should require significant choices from a wide range of procedures and in a number of contexts.
  • Learning, teaching and assessment are inextricably linked. Where appropriate, assessment of knowledge, skills, attitudes and values indicated in the various Unit Standards should be integrated.
  • Assessment has a formative monitoring function. Formative assessment should be used to assess gaps in the learner`s skill and knowledge and to indicate where there is a need for expanded opportunities. The goal is to promote learning and to assess the efficacy of the teaching and learning process. Feedback from assessment informs teaching and learning and allows for the critique of outcomes, methodology and materials. Formative assessment is diagnostic and as such it should guide the learner and the trainer. It is continuous and is used to plan appropriate learning experiences to meet the learner`s needs. It provides information about problems experienced at different stages in the learning process. As it is criterion referenced, if the learner has met the assessment criteria, s/he has achieved the outcomes.
  • Assessment should also have a summative component. Summative assessment may be used on completion of a Unit Standard, but should not be the only form of assessment. A summative assessment of the exit outcomes is required on completion of all the necessary Unit Standards and before a Qualification is awarded.
  • A variety of methods must be used in assessment and tools and activities must be appropriate to the context in which the learner is working. Assessment should take place in an authentic context as far as is possible. Where it is not possible to assess competence in the workplace, simulations, case studies and other similar techniques should be used to provide a context appropriate to the assessment.
  • Integration implies that theoretical and practical components should, where possible, be assessed together.
  • Integrative techniques should be used to assess applied competence. Learners should be required to demonstrate that they can perform the outcomes with understanding and insight
  • Assessment should ensure that all specific outcomes, embedded knowledge and Critical Cross-Field Outcomes are evaluated. Assessment of the Critical Cross-Field Outcomes should be integrated with the assessment of the specific outcomes. The Critical Cross-Field Outcomes are implicit in some Unit Standards and programmes should be designed to extend and further reflect the integration. 

  • INTERNATIONAL COMPARABILITY 
    During the Qualification design and Unit Standard generation process, writing teams consulted numerous Internet web sites to access Unit Trust Standards and Qualifications from other countries for comparison purposes. No equivalent Qualifications or Unit Standards were found. The following web sites were consulted:
  • British Standards Online www.bsi-global.com
  • Standards Council of Canada www.scc.ca
  • NSSB (National Skills Standards Board - USA) www.nssb.org
  • Financial Services Standards Resources at Business.com www.business.com
  • The Investment Funds Institute of Canada www.ific.ca
  • The Unit Trust Association - England www.investmentfunds.org.uk
  • British Standards Institution www.bsi-global.com

    The South African Fundamental Unit Standards for Financial Services Qualifications are relevant to the South African situation. As the baselines of the British and Australian Qualifications are so different, it would be difficult to compare the standards Level to level.

    A delegation from Inseta visited the UK and Ireland in 2002 with a view to benchmarking the insurance Qualifications registered with SAQA. Both countries indicated that at present they have nothing to compare our South African Qualifications to and would like to benchmark against the South African standard in about two years time. 

  • ARTICULATION OPTIONS 
    Exit points for learners who do not complete a Qualification
  • Learners will be credited with Unit Standards in which they have proved competence.
  • Learners who complete individual Unit Standards but do not complete this Qualification retain their credits. However, should the substance of the Unit Standard change, the validity of the credit towards the Qualification may be reviewed. In such cases learners should apply to SAQA for an official record of learning.
  • Learners who change their provider or learning site before completing the Qualification may transfer their credits to the new learning site.
  • An official, original SAQA record of learning is required as proof of learning before the learner is officially transferred to the new learning site. 

  • MODERATION OPTIONS 
    This Qualification will be internally assessed and externally moderated by a moderator registered by the Insurance Sector Quality Authority (INSQA) or a relevant accredited ETQA. The mechanisms and requirements for moderation will be contained in the document obtainable from INSQA.

    INSQA framework for assessment and moderation.
  • Moderators, competent at the Level of the Qualification, are registered by INSQA or a relevant accredited ETQA to ensure that the standard across assessors is consistent.
  • Moderators are required to be competent in the generic moderation Unit Standards.
  • Moderators are required to report to INSQA or a relevant accredited ETQA. (See INSQA framework and guidelines for assessment and moderation for details.)
  • INSQA or a relevant accredited ETQA will monitor and quality assure moderation and assessment according to guidelines in the Qualification and INSQA procedures. 

  • CRITERIA FOR THE REGISTRATION OF ASSESSORS 
    This Qualification will be internally assessed by a provider registered by the Insurance Sector Quality Authority (INSQA) or a relevant accredited ETQA that has a Memorandum of Understanding with INSQA. The mechanisms and requirements for sample moderation will be contained in the document obtainable from INSQA.

    INSQA framework for assessment and moderation.
  • Assessors must be registered with INSQA or a relevant accredited ETQA with whom INSETA has a Memorandum of Understanding.
  • Moderators, competent at the Level of the Qualification must be registered by INSQA or a relevant accredited ETQA with whom INSETA has a Memorandum of Understanding to ensure that the standard across assessors is consistent.
  • Moderators are required to be competent in assessment practices.
  • Moderators are required to report to INSQA or a relevant accredited ETQA with whom INSETA has a Memorandum of Understanding. (See INSQA framework and guidelines for assessment and moderation for details.)
  • Institutions and providers offering learning that will lead to the achievement of the National Certificate in Financial Services: Wealth Management: NQF Level 5 must be accredited as providers with INSQA or a relevant accredited ETQA with whom INSETA has a Memorandum of Understanding.
  • INSQA or a relevant accredited ETQA with whom INSETA has a Memorandum of Understanding will monitor and quality assure moderation and assessment according to guidelines in the Qualification and INSQA procedures.
  • INSQA will assure the quality of all learning programmes in collaboration with other SETAs in different economic sectors. 

  • NOTES 
    This qualification has been replaced by qualification 57608, which is "National Certificate: Wealth Management", Level 5, 120 credits. 

    UNIT STANDARDS: 
      ID UNIT STANDARD TITLE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
    Core  12164  Demonstrate knowledge and insight of the Financial Advisory and Intermediary Services Act (FAIS) (Act 37 of 2002)  Level 4  NQF Level 04 
    Core  14506  Explain the Finance Intelligence Centre Act, Act 38 of 2001 and its implications for client relations  Level 4  NQF Level 04 
    Core  14522  Analyse and explain the impact of one`s personal interactive style on one`s relationship with a client  Level 5  Level TBA: Pre-2009 was L5 
    Core  14509  Apply a researched trend to individual financial risk  Level 5  Level TBA: Pre-2009 was L5 
    Core  14530  Apply scenario planning to explain potential risk in a specified financial services context  Level 5  Level TBA: Pre-2009 was L5 
    Core  14511  Apply technical knowledge and insight into the management of collective investment portfolios  Level 5  Level TBA: Pre-2009 was L5 
    Core  14531  Apply technical knowledge and insight to explain the application of structured long term insurance portfolios  Level 5  Level TBA: Pre-2009 was L5 
    Core  14533  Apply technical knowledge and skill to explain how collective investment portfolios are classified and the implications of the classification for an investor  Level 5  Level TBA: Pre-2009 was L5 
    Core  14519  Determine the needs and wants of an entity at risk in order to propose an appropriate financial solution  Level 5  Level TBA: Pre-2009 was L5 
    Core  14535  Differentiate between the different asset classes and indicate how they can be used to meet customer needs  Level 5  Level TBA: Pre-2009 was L5 
    Core  14520  Explain how offshore legislation differs from South African legislation and the implications this has for South African investments  Level 5  Level TBA: Pre-2009 was L5 
    Core  14521  Present a proposal to optimise the tax aspects of the wealth management of an entity  Level 5  Level TBA: Pre-2009 was L5 
    Core  14526  Research information in order to assist in conducting a financial risk assessment  Level 5  Level TBA: Pre-2009 was L5 
    Core  14527  Research the incidence, quantity and severity of an occurrence in order to uncover a trend and anticipate a financial risk  Level 5  Level TBA: Pre-2009 was L5 
    Fundamental  14517  Apply basic economic principles to the financial services sector  Level 5  Level TBA: Pre-2009 was L5 
    Fundamental  14529  Demonstrate knowledge and insight into current affairs in the financial services sector  Level 5  Level TBA: Pre-2009 was L5 
    Fundamental  14518  Demonstrate knowledge and insight into the changing nature of the financial services industry and its consumers  Level 5  Level TBA: Pre-2009 was L5 
    Fundamental  12185  Demonstrate knowledge and understanding of risk in a financial services environment  Level 5  Level TBA: Pre-2009 was L5 
    Fundamental  14523  Describe the financial life cycle of an individual  Level 5  Level TBA: Pre-2009 was L5  10 
    Fundamental  14525  Present an informed argument on a current issue in a business sector  Level 5  Level TBA: Pre-2009 was L5 
    Elective  10391  Demonstrate knowledge and insight into legislation relating to marriage, divorce and maintenance as it applies to employee retirement and insurance benefits  Level 4  NQF Level 04 
    Elective  12167  Demonstrate knowledge and insight into the Capital Gains Tax Legislation as it applies to insurance and investment  Level 4  NQF Level 04 
    Elective  12166  Demonstrate knowledge and insight into the Collective Investment Schemes Act, 45 of 2003 (CICSA)  Level 4  NQF Level 04 
    Elective  14315  Demonstrate knowledge and insight into the Income Tax Act (58 of 1962 and the accompanying regulations) as amended as it applies to insurance and investment products  Level 4  NQF Level 04 
    Elective  14316  Demonstrate knowledge and insight into the Long Term Insurance Act (1998)  Level 4  NQF Level 04 
    Elective  12335  Demonstrate knowledge and insight into the Medical Schemes Act (131 of 1998) and the accompanying regulations  Level 4  NQF Level 04 
    Elective  14514  Adapt and communicate a potential financial solution to a range of audiences  Level 5  Level TBA: Pre-2009 was L5 
    Elective  14528  Apply technical knowledge and insight into the sales and marketing of participatory interest in collective investment schemes  Level 5  Level TBA: Pre-2009 was L5 
    Elective  14524  Demonstrate and apply knowledge and insight into property as an investment  Level 5  Level TBA: Pre-2009 was L5 
    Elective  14516  Describe the life cycle of a unit trust  Level 5  Level TBA: Pre-2009 was L5 
    Elective  14532  Discuss and apply knowledge and understanding of current trends in portfolio management in response to the changing nature of the financial services environment and the needs of investors  Level 5  Level TBA: Pre-2009 was L5 


    LEARNING PROGRAMMES RECORDED AGAINST THIS QUALIFICATION: 
    When qualifications are replaced, some of their learning programmes are moved to being recorded against the replacement qualifications. If a learning programme appears to be missing from here, please check the replacement.
     
    NONE 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS QUALIFICATION: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. African Resources & Financial Training (Pty) Ltd 
    2. Ray Strodl Consulting (Pty) Ltd 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.